10th Annual Retirement Survey (2008/2009)
The following reports were compiled from our 10th Annual Retirement
Survey, a poll of American workers and their employers designed to
explore the attitudes and the behaviors regarding retirement security
and benefits.
The survey is conducted through an independent research firm and the
data represents employees of different age groups and employers of
various sizes. In addition to the findings on various retirement issues,
the survey can provide you with in-depth segmentation and comparison
analysis based on company size, gender, and age groups.
Women and Retirement: Facing Challenges in a Recession
While the recession has impacted most workers' outlook for
retirement, women's outlook has fared worse. The survey data
highlights some areas of concern, but also reveals opportunities
to help women and all workers get back on track with their retirement
savings.
Read Report
Managing the Road to Retirement: How Different Age Groups Save
Learn how future retirees can change their saving habits
to improve their prospects for retirement. Gain insight into
the sentiments and behavior of workers in their 20s, 30s, 40s,
50s and older.
Read Article
National 401(k) Day
In recognition of National 401(k) Day, Friday, September
11, TCRS has produced an audio news release that encourages
workers to calculate a retirement savings goal and set forth
a plan for saving.
Listen Here
Employers Reluctant to Cut Retirement Benefits in Difficult Economy
Read the full employer results from the 10th Annual Retirement
Survey including findings that few employers have reduced or
eliminated retirement benefits.
Back-on-Track: Helping Pre-Retirees Improve Their Retirement Outlook
TCRS was featured in Summer 2009 edition of the The ASPPA
Journal with an article about how workers over the age of 50
can improve their chances of achieving a financially secure
retirement.
Read article
Educating Yourself Today for a More Secure Tomorrow
TCRS recently published the attached article that offers
some basic steps and tips to help people get more educated and
make better informed decisions about their retirement savings.
This article is designed for a wide general audience and for
use in newspapers, newsletters, Web sites and other forms of
print media.
Read article
Worker Preferences for 401(k) Fee Disclosure
The topic of fee disclosures in 401(k) plans has recently
garnered much attention in the government, media, and retirement
industry. Findings from the 10th Annual Retirement Survey help
to illustrate current levels of awareness of 401(k) fees, employer
and worker preferences for receiving information about fees,
and opportunities for increasing awareness.
Congressional Testimony
On February 25, 2009, TCRS was invited to testify at a hearing
entitled, "Drop in Retirement Savings: The Challenges Small
Business Face Funding and Maintaining Retirement Plans in a
Struggling Economy," conducted by the U.S. House of Representatives
Committee on Small Business.
Testimony
Full Survey Results (Worker and Employer)
Strengthening Retirement Savings in a Weak Economy
How has the retirement outlook of American workers been impacted
by the recent economic downturn? Now in its tenth year, the
Transamerica Retirement Survey is a leading source of information
on the current state of retirement savings among the American
workforce and employer-sponsored retirement plans.
Learn how workers' retirement outlook has been impacted by
the recent economic downturn and how employer-sponsored retirement
plans continue to play an important role in helping them save
for retirement.
The Transamerica Center for Retirement Studies® ("The Center")
is a non-profit corporation and private foundation. The Center is funded
by contributions from Transamerica Life Insurance Company and its affiliates
and may receive funds from unaffiliated third-parties.
The Center and its representatives cannot give ERISA, tax, investment or legal advice.
This material is provided for informational purposes only and should not
be construed as ERISA, tax, investment or legal advice. Interested parties must consult
and rely solely upon their own independent advisors regarding their particular
situation and the concepts presented here. Although care has been taken
in preparing this material and presenting it accurately, The Center disclaims
any express or implied warranty as to the accuracy of any material contained
herein and any liability with respect to it.
Employers
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